Saul Muscardin

Financial Adviser


Saul is a Fnancial Planner who prides himself on creating amazing client outcomes and client experiences.

He has always been fixated with ‘finding a better way’ – for years that obsession served him well helping business owners improve operations, enhance productivity, and improve their bottom line.

These days Saul is proud to help deliver those same kinds of benefits to every-day Australians, helping them optimise their financial lives and improve their financial well-being.

Being a passionate investor himself, Saul loves to talk to clients about ‘working smarter, not harder’, building wealth, passive income and breaking the link between time and money (most peoples relationship with money involves trading their precious time for it… but there is a better way!).

Saul and his wife Aleena are the proud parents of two beautiful girls, and they love to spend their time helping them grow and learn in the beautiful coastal paradise we call home.

Saul believes that all clients are unique and that there is no one-size-fits-all solution. He is also a passionate believer that what drives our success (in life and as investors) is our behaviour. He became obsessed with behavioural economics (the study of why we make predictably irrational decisions about money) so that he could help his clients overcome their biggest obstacles to financial success and financial freedom.

I believe that the best outcomes for clients are achieved by distilling all of the complexities down to what is really important. There is beauty in simplicity.
Saul Muscardin financial advisor



Quick Questions with Saul Muscardin

Are you messy or organised
A little of column A & a little of Column B

Motto or personal mantra?
You’d be surprised at what you can achieve when you don’t have a choice.

What do you like to do on your days off?
Surfing, Free Diving, Creek swims at Cudgen with the girls.

What do you like most about your job?
The big smiles on client’s faces when we deliver great ouitcomes.

What does true leadership mean to you?
“[True Leaders] look out the window to apportion credit to factors outside themselves when things go well (and if they cannot find a specific person or event to give credit to, they credit good luck). At the same time, they look in the mirror to apportion responsibility, never blaming bad luck when things go poorly.” (Jim Collins)

Where would you like to travel to?
Would love to do a driving trip over the course of a year or two from Vancouver all the way down the West coast of North America and into South America…. Or sail around Polynesia & Micronesia for a few months, I’m not fussed either way!

If you were stuck on an island, what 3 things would you bring?
Mask and snorkel, speargun and a tinder box (raw fish is great, but it might get a bit much after a while)

What would you likely tell your 13 year old self?
When your Maths teacher starts talking about compound interest, listen up…. It will change your life.
I’d also say “Mate, take it easy on yourself – it doesn’t have to be perfect. Perfection is the enemy of progress”.

What places have you lived in?
Forster, Ballina, Sydney, Whistler, Vancouver, Alstonville, Cabarita Beach, Kinscliff

What books are at your bedside?
The Psychology of Money, The Invisible Gorilla, Nudge, Thinking Fast & Slow, The Undoing Project.