Cash flow problems are one of the most common challenges we help business owners solve, and they are not always caused by low revenue. We start by identifying where cash is getting stuck; debtor days, supplier terms, pricing gaps, and working capital inefficiencies. From there, we build practical strategies around invoicing, expense timing, and financial buffers so you move from reacting to cash pressure to planning with confidence.
Getting your structure right from the start, or restructuring at the right time, can save significant tax, protect your personal assets, and make your business easier to grow or exit. We assess your goals, family situation, revenue mix, and long-term plans to recommend whether a sole trader, company, trust, or combination structure makes the most sense. We also ensure your structure is ready for what comes next, whether that is bringing on investment, transitioning to family, or preparing for sale.
The biggest tax savings come from year-round planning, not from scrambling in June. We work with business owners throughout the year to identify legitimate opportunities including income splitting, superannuation contributions, timing of income and expenses, and appropriate use of entities and trusts. Our approach is to be ahead of the ATO rather than behind it, which means fewer surprises and more of your money working for you.
We work best with privately owned businesses and their families, particularly those turning over between $500K and $20M who want more than just compliance. Our clients include professional services firms, trades and construction businesses, medical and allied health practitioners, property investors, and high-growth SMEs. What they share is a desire for proactive, integrated advice from someone who understands both the business and the family behind it.
We do not disappear after tax time. Clients on our ongoing service programs receive regular contact, proactive planning conversations, and direct access to their adviser year-round. Depending on your package, this includes quarterly or six-monthly business reviews, cash flow forecasting, tax planning sessions, and strategic conversations to help you make better decisions.
We offer fixed-fee service packages so there are no unexpected bills, with pricing based on the complexity of your affairs and the level of support you need. Unlike firms that charge by the hour, our packages include unlimited phone calls so you can reach out when you need to without watching the clock. That is how a genuine advisory relationship should work.
We would encourage you to start thinking about your exit earlier than feels necessary, because exit planning is most effective when it begins years before you are ready to sell. We help you understand what your business is currently worth, what drives that value, and how to structure a sale or succession to minimise capital gains tax and maximise your after-tax outcome. Whether you are selling to a third party, transitioning to family, or winding down, getting the timing and structure right makes a material difference.
Traditional accounting is largely backwards looking; lodging returns, preparing financials, and keeping the ATO satisfied. Business advisory takes those same numbers and uses them to project forward. At Fuse, we help you understand your true profit margin, identify where cash is being lost, and make confident decisions about hiring, pricing, and investment. Most of our clients do both with us, so the compliance is handled and the strategy is always moving.
Yes. We provide the full suite of SMSF services including annual compliance, tax planning, and audit. For business owners in particular, we go further by advising on how an SMSF can be used as a strategic tool, including purchasing commercial property and leasing it back to your business. We ensure your fund is structured correctly, compliant with ATO requirements, and integrated with your broader tax and retirement planning.
